Why not find a way to improve your finance and personal life? Most readers will shake their heads yes on that statement. Surely such a lofty and personal benefit is worth a little work and soul searching.
Admit where you are guilty of the same lack of leadership in your life or business as skeptics say big banks are. There is a new phrase used to describe the banks renegotiation of real estate loans on struggling businesses. Extend and Pretend is described as the practice to extend the maturity, and reduce principal payment amounts and interest rates.
Think of this as a more sophisticated version of home loans with little or no payment on principal and teaser interest rates. The argument is that giving borrowers more time to pay the debt will be less costly than what would happen if the banks took over the real estate and ran the business. Skeptics call the practice “extend and pretend”.
Before you get too comfortable and maybe even indignant about those fat cat bankers and their business dealings, look at yourself in the mirror. Stick out your balance sheet and get real.


